Help ID a fruit tree

We recently moved to Panama City Beach, Florida (from a much more northern location) and this new house has a few different fruit trees already planted. I was able to identify most of them, but I don't know what this one is, and I figured someone here would have a quick answer. Here's some photos.
http://img.photobucket.com/albums/v122/bfollett/1.jpg
http://img.photobucket.com/albums/v122/bfollett/2.jpg
http://img.photobucket.com/albums/v122/bfollett/3.jpg
http://img.photobucket.com/albums/v122/bfollett/4.jpg
http://img.photobucket.com/albums/v122/bfollett/5.jpg
http://img.photobucket.com/albums/v122/bfollett/6.jpg
http://img.photobucket.com/albums/v122/bfollett/7.jpg

Thanks,

Bob

 

It's a Loquat (Eriobotrya japonica).

Simon

 

Thanks for the quick reply. I've never heard of Loquats, so I'm glad I posted the question, I would have never figured it out on my own. The fruits are just starting to ripen now, so I'm sure we'll enjoy them.

Thanks again.

Bob